Infinite loop in ReaderInputStream instead of throwing exception for CodingErrorAction.REPORT

org.apache.commons.io.input.ReaderInputStream constructed with a CharsetEncoder with CodingErrorAction.REPORT does not throw exceptions when unmappable or malformed input is encountered. And in some cases can even enter infinite loops.

Example:

CharsetEncoder encoder = StandardCharsets.UTF_8.newEncoder().onMalformedInput(CodingErrorAction.REPORT);
try (InputStream in = new ReaderInputStream(new StringReader("\uD800aa"), encoder, 2)) {
    in.read();
}

The reason for this is that the class does not check CoderResult.isError() and then call CoderResult.throwException().

It would also be good to improve the documentation of the constructors taking a Charset or charset name to describe that they replace unmappable or malformed input with the default replacement character.